My story is that of a collector at a collection agency

My story starts at a collection agency and ends at a collection agency.  My story is that of a collector at a collection agency.  The collector at the collection agency collected money.  The money that the collector collected was money that was owed by the consumer for credit cards.  Credit cards are things that collectors collect.  Collectors call consumers to collect money for credit cards.  Credit cards accrue interest.  Interest is also money that collectors collect.  Consumers don’t have money to give the collector because they are too busy buying toys for their entertainment center.  The collector doesn’t care that the consumer doesn’t have the money for his entertainment center.  The collector collects the money by any means possible.  The collector will threaten the consumer and the consumer will become scared.  Once the consumer is scared the collector has won.  The consumer will pay the debt in 6 monthly installments, keep the entertainment center and not make a car payment, or a house payment to pay for the credit card.  The collector will smile through the phone because he was won.  He was never going to do anything with the threats, because they were only threats. The consumer, not being able to pay for his house or his car payment, has to come up with additional money and he can not.  He is now 3 months behind and gets his car repossessed.  Then, trying to get his car back he has to pay a huge amount of money, with interest, penalties, storage fees, tow fees and some “guy” fees and he still has not paid his mortgage.  Now his mortgage is 6 months behind and he gets a foreclosure notice.  He has to move out of his house and into an apartment.  He has to get rid of his dog, Fido, his cat, Julianne and his fish, Reggie.  His 2 kids have to change schools and his wife divorces him for buying an entertainment center.  The collector at the collection agency calls the consumer to tell him that his final check has bounced.  The phone number is disconnected.

The moral of the story is:  Don’t buy it if you can’t pay for it!  PERIOD!!!