Thought of the day

Whatever you say and whatever you do, they will wish you hell or high water. 

Their dreams will be empty and lost within the lies of unbelievers. 

You have the right to rise above the lies.

You remain a light in the lives of many.  

Yet why do you save so few? 

The light is within you and all around you.

The light alone, will set them free.

The day seems brighter today!

“The day seems brighter today as I drive through the city.  My mind is clear and my thoughts are quieted.  I like this feeling of peace and serenity that has over come my entire being.  My bills are paid and my life is fantastic.”

Isn’t this what we all want to go through our heads every day?  I know that I do!  Oh yeah, I did because I wrote it didn’t I?  sometimes I find myself being the biggest dork that I know.  And who knows maybe someday my blog will make sense.

How can anyone decide?

I walked through the aisles and couldn’t make up my mind, did I want a green one, a blue one, a short one or a fat one?  Did I want it covered in fur or flannel or silk.  Did I want it loud or soft, silent or screaming at the top of its lungs.  Would it have eyes and a mouth or silver nails and a spout?  Did it come with all of the attachments or were there other pieces to make it work?  Are the batteries included?  Are all the parts there?  Does the thing come assembled?  Would it be heavy or light?  Could I get it in my car or do I have to have it delivered?   How can anyone decide on what kind of cereal to buy? 

My story is that of a collector at a collection agency

My story starts at a collection agency and ends at a collection agency.  My story is that of a collector at a collection agency.  The collector at the collection agency collected money.  The money that the collector collected was money that was owed by the consumer for credit cards.  Credit cards are things that collectors collect.  Collectors call consumers to collect money for credit cards.  Credit cards accrue interest.  Interest is also money that collectors collect.  Consumers don’t have money to give the collector because they are too busy buying toys for their entertainment center.  The collector doesn’t care that the consumer doesn’t have the money for his entertainment center.  The collector collects the money by any means possible.  The collector will threaten the consumer and the consumer will become scared.  Once the consumer is scared the collector has won.  The consumer will pay the debt in 6 monthly installments, keep the entertainment center and not make a car payment, or a house payment to pay for the credit card.  The collector will smile through the phone because he was won.  He was never going to do anything with the threats, because they were only threats. The consumer, not being able to pay for his house or his car payment, has to come up with additional money and he can not.  He is now 3 months behind and gets his car repossessed.  Then, trying to get his car back he has to pay a huge amount of money, with interest, penalties, storage fees, tow fees and some “guy” fees and he still has not paid his mortgage.  Now his mortgage is 6 months behind and he gets a foreclosure notice.  He has to move out of his house and into an apartment.  He has to get rid of his dog, Fido, his cat, Julianne and his fish, Reggie.  His 2 kids have to change schools and his wife divorces him for buying an entertainment center.  The collector at the collection agency calls the consumer to tell him that his final check has bounced.  The phone number is disconnected.

The moral of the story is:  Don’t buy it if you can’t pay for it!  PERIOD!!!

A little fun

I never saw a credit card that was a friendly reminder that the men in black will wear armor to judge the criminals that salvage a campaign for the presidential establishment and the economic worries of no more than three heads of statements that come in the mail once a month and give us the worst possible news reporters don’t know what they’re talking about and never had a way of bringing peace of mind to the millions of people, places and things that enjoy a good cup of coffee beans that end up in their mugs after a good swiping of the plastic in their wallets

Using someone else’s money

Credit cards are what I want

They make me feel alive

I buy the things on sale, or not

With them I can survive.

Credit card companies love me

They send me offers all the time

I wish I had more friends like them

If I need it they’ll give me a dime.

Last night I went to the movies

I saw the latest hit

I went to swipe my card for ice cream

And it wouldn’t give me shit.

She said my card was declined

She looked at me like I was scum

She said you can’t have your ice cream

Now get out of here you bum. 

I walked away from the counter

With people looking at my face

I couldn’t look back at them

They were laughing all over the place.

I drove back home to my place

Feeling pretty grim

My gas tank was on empty

And the lights were going dim.

I knew my car was stopping

I knew I was out of luck

No more credit in my wallet

I couldn’t even buy ground chuck.

There is a lesson to be learned

From using someone else’s money

One day you’ll find yourself alone

Eating bread and honey.

Make the decision

Today I was surrounded by four people that couldn’t make up their mind which way to go on something.  There was confusion and a few of them were frustrated because they didn’t know what to do under the circumstances.  I butt in, like I always do when I have an opinion, and made the decision.  They all looked at me and smiled, the room seemed lighter.  We finished off the meeting and by the end of it, everyone was in agreement and happy. 

All it took was someone making the decision and then everything fell into place.  Waffling back and forth never accomplished anything, making the decision is how things get done, and if it is the right decision then everybody goes into agreement and it works itself out.  Whether you are talking to your kids, about your marriage or your credit card debt, it just doesn’t matter.   Just make the decision and roll with it.